Any Indian household that owns their property (where panels will be installed), has a valid DISCOM electricity connection, and has an Aadhaar-linked bank account is eligible. Income category does not restrict eligibility, but priority is given to households consuming less than 300 units/month.

For a 3 kW system: First 2 kW × ₹30,000 = ₹60,000 + Next 1 kW × ₹18,000 = ₹18,000. Total Central subsidy = ₹78,000. Chhattisgarh residents get additional ₹30,000 state subsidy — combined total ₹1,08,000. For 1 kW = ₹30,000. For 2 kW = ₹60,000. Subsidy transferred directly to your bank via DBT after commissioning.

Net metering lets you export surplus solar electricity back to the grid. Your DISCOM credits this in units on your bill. During nights or cloudy days you draw from the grid using those credits. At month-end, you only pay for net units consumed. Many 3 kW system households see ₹0 electricity bills.

Yes! The scheme offers collateral-free loans through nationalized banks (SBI, Bank of Baroda, Canara Bank, etc.) at 7% interest. No property mortgage or guarantor required. The government subsidizes the interest rate differential. Banks consider your salary/income proof and the solar system's future savings as security.

The government targets 30 days end-to-end: Registration (Day 1) → DISCOM inspection (Day 3–7) → Vendor selection (Day 7–14) → Installation (Day 14–25) → Net meter (Day 25–30) → Commissioning certificate → Subsidy transfer (30 days after commissioning). Total: 45–60 days typically in practice.

Quality panels under this scheme carry a 25-year solar panel warranty (guaranteed to produce at least 80% of rated capacity after 25 years). Inverters last 10–12 years and may need one replacement. Maintenance is minimal — cleaning every 2–4 weeks and annual professional inspection is sufficient.

Check your last 6 months' bills and calculate average monthly consumption. Divide by 30 days × 4–5 peak sun hours = approximate kW needed. Example: 300 units/month ÷ 30 ÷ 4.5 hours ≈ 2.2 kW. Round up to 3 kW to maximize the ₹78,000 central subsidy (₹1,08,000 for CG residents) and account for future needs (new AC, EV charging, etc.).